Retirement Planning

How to Prepare for Life's Longest Holiday

Everyone has their own idea of the ideal retirement. For some people, Early Retirement is the goal, to spend their time travelling the world or taking up a new hobby. Others imagine themselves working for as long as possible, but to have the option to choose projects that have sentimental value to them. The key to having the freedom to choose is to plan and take steps to having financial security - where your investments pay you the income you need without depending on a working salary.

What can you expect to cover:

How much do you need in Retirement?
What age would you like to retire, and can you afford to?
Are your current assets achieving the required returns?
Are you making use of available tax wrappers and allowances?
Cashflow modelling: calculations to show if you're on track
How to utilise and maximise pensions

Disciplined Savings Plan

If you want to get more from your savings, a disciplined, low-risk approach is where it’s at. By starting a regular savings plan as early as possible, you can invest into funds with the potential for growth – helping you to make the most of your money and build up a sum that grows over time.

Ad-Hoc Savings Plan

Want to save towards your retirement without a monthly commitment? Setting up an ad hoc savings plan allows you to make deposits whenever you wish, using surplus income or bonuses. The more often you save, the better the return – you can choose how much to invest, on your own terms.

Have you lived and worked in the UK?

UK PENSIONS ADVICE

I help people to understand their current UK pension entitlements, how to make the most out of them, and the international options available based on their retirement objectives.

My advice is specifically based around the implications of holding a UK pension as an overseas resident:

Currency: how you can reduce sterling risk
Tax: understanding the complexities of the tax treatment of pensions, and how to reduce these where possible
Estate Planning: how to organise your pensions to be passed on as efficiently as possible in the event of your death
Investment performance: Fund and cost analysis, and how you can increase returns over the long term

The advice process begins with a 20-minute call or Zoom meeting to understand your current situation, your future objectives, and to fill in any gaps in your knowledge including UK State Pension Benefits.

There is no cost or obligation to this session; as by the end of the meeting, you may be advised to keep things exactly as they are.

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Eager to get your Retirement Plan in place? Get A Consultation

Retirement planning helps you too plan for the lifestyle you desire in retirement. We can help and give you ideas on how to save and invest for it based on what your goals are and when you’d like to retire.